post https://api.staging.pungle.co/api/v1/card_issuing/external_transfers
Create an External Transfer.
Request
| Parameter | Required | Data Type | Notes |
|---|---|---|---|
| account_id | yes | Number | Account ID of the Cardholder sending the External Transfer |
| external_account_id | yes | Number | External Account ID of the recipient of the External Transfer |
| amount | yes | Number | Amount to send to recipient in cents |
| transfer_type | yes | String | Type of External Transfer being sent which will be one of the following direct_send_transfer for peer to peer transfers. Only External Accounts of type person_to_person can use this type. direct_send_transaction for card to bank transfers. Only External Accounts of type personal_account or personal_funding_account can use this type. |
| external_tag | no | String | Name reference for the External Transfer |
| message | no | String | A message about the External Transfer for the recipient |
EFT only fields
These fields will only have effect for transactions on the EFT network.
| Field | Type | Description |
|---|---|---|
| descriptor | string, optional | Descriptor that will be displayed to the owner of the financial account. Usually an invoice or a pay stub number |
| originator_id | number, optional | Allows sending a different originator with the EFT than the default. |
Response
| Parameter | Required | Data type | Notes |
|---|---|---|---|
| id | Yes | Number | ID for External Transfer |
| program_id | Yes | Number | ID of the Program associated with the Cardholder's account |
| cardholder_id | Yes | Number | ID of the Cardholder who is sending the transfer |
| account_id | Yes | Number | ID of the Cardholder's account who is sending the transfer |
| external_account_id | Yes | Number | ID of External Account receiving the transfer |
| external_tag | No | String | Name reference for the transfer |
| transaction_id | Conditional | String | Transaction ID reference for Transaction in Direct Send. This data is only available for External Transfers of type direct_send_transaction after a successful transfer creation |
| amount | Yes | String | External Transfer amount in cents |
| message | No | String | Message to the recipient of the External Transfer |
| status | Yes | String | Status received about the External Transfer from Direct Send |
| payment_id | Conditional | String | Payment ID reference for a Payment in Direct Send only applies to External Transfers that are of type direct_send_transfer |