Authentication endpoint to initiate 3D Secure transaction.
For information on the flow and steps needed to call this endpoint please see the https://developers.berkeleypayment.com/reference/3dsecure page.
Authentication Request
Parameters
authentication_ind string
Indicates the type of Authentication request. This data element provides additional information to the ACS to determine the best approach for handing an authentication request.
01 = Payment transaction
amount * number
Transaction total
financial_account * string
Financial account Token.
currency * string
ISO 4217 three-digit currency code
shipping object
Shipping details (optional)
{
"line1": "string",
"line2": "string",
"line3": "string",
"postCode": "string",
"city": "string",
"state": "string",
"country": "string"
}
billing object
{
"line1": "string",
"line2": "string",
"line3": "string",
"postCode": "string",
"city": "string",
"state": "string",
"country": "string"
}
email string
Email of payee (optional)
three_ri_indicator string
Indicates the type of 3RI request. This is required for all 3RI requests
01 = Recurring transaction
02 = Installment transaction
03 = Add card
04 = Maintain card information
05 = Account verification
trans_type string
Values accepted:
01 = Goods/ Service Purchase
03 = Check Acceptance
10 = Account Funding
11 = Quasi-Cash Transaction
28 = Prepaid Activation and Load
message_category string
The message Category - requesting Payment Authentication (PA) or Non Payment Authentication (NPA)
01 = PA
02 = NPA
browser * object
{
"browser_ip": "string",
"browser_accept_header": "string",
"browser_java_enabled": "boolean", // Boolean that represents the ability of the cardholder browser to execute Java
"browser_javascript_enabled": "boolean", // Boolean that represents the ability of the cardholder browser to execute JavaScript
"browser_language": "string", // Value representing the browser language as defined in IETF BCP47
"browser_color_depth": "string",
Value representing the bit depth of the colour palette for displaying images, in bits per pixel.
- 1 = 1 bit
- 4 = 4 bits
- 8 = 8 bits
- 15=15bits
- 16=16bits
- 24=24bits
- 32=32bits
- 48=48bits
"browser_screen_width": "string", // Total height of the Cardholder's screen in pixels.
"browser_screen_height": "string", // Total width of the cardholder's screen in pixels.
"browser_tz": "string", // Time difference between UTC time and the Cardholder browser local time, in minutes.
"browser_user_agent": "string", // Browser and OS details of the cardholder
}
challenge_indicator * string
Indicates whether a challenge is requested for this transaction.
Options:
01 - No preference
02 - No challenge requested
03 - Challenge requested (3DS Requestor preference)
04 - Challenge requested (Mandate)
challenge_window_size * string
Window Sizes:
01 - 250x400
02 - 390x400
03 - 500x600
04 - 600x400
05 - Fullscreen
merchant_risk_indicator object
{
"ship_indicator": "string`", //Required for AMEX transactions. Indicates shipping method chosen for the transaction
01 = Ship to cardholder's billing address
02 = Ship to another verified address on file with merchant
03 = Ship to address that is different than the cardholder's billing address
04 = “Ship to Store” / Pick-up at local store (Store address shall be populated in shipping address fields)
05 = Digital goods (includes online services, electronic gift cards and redemption codes)
06 = Travel and Event tickets, not shipped
07 = Other (for example, Gaming, digital services not shipped, emedia subscriptions, etc.)
"delivery_time_frame":"string", //Indicates the merchandise delivery timeframe. Required for AMEX Values accepted
01 = Electronic Delivery
02 = Same day shipping
03 = Overnight shipping
04 = Two-day or more shipping enum:
"reorder_items_ind":"string", // Indicates whether the cardholder is reordering previously purchased merchandise. Values accepted
01 = First time ordered
02 = Reordered
}
acct_info object
{
"ch_acc_age_ind": "string",
Length of time that the cardholder has had the account with the 3DS Requestor. Values accepted
01 = No account (guest check-out)
02 = Created during this transaction
03 = Less than 30 days
04 = 30-60 days
05 = More than 60 days
"ch_acc_date":"string", // Date that the cardholder opened the account with the 3DS Requestor. YYYYMMDD
"ch_acc_change_ind": "string",
Length of time since the cardholder's account information with the 3DS Requestor was last changed, including Billing or Shipping address, new payment account, or new user(s) added. Values accepted
01 = Changed during this transaction
02 = Less than 30 days
03 = 30-60 days
04 = More than 60 days
"ch_acc_change":"string",
Date that the cardholder's account with the 3DS Requestor was last changed, including Billing or Shipping addres,new payment account, or new user(s) added. YYYYMMDD
"ch_acc_pw_change_ind": "string",
Indicates the length of time since the cardholder's account with the 3DS Requestor had a password change or account reset. Values accepted
01 = No change
02 = Changed during this transaction
03 = Less than 30 days
04 = 30-60 days
05 = More than 60 days
"ch_acc_pw_change": "string", // Date that cardholder's account with the 3DS Requestor had a password change or account reset. YYYYMMDD
"ship_address_usage_ind": "string",
Indicates when the shipping address used for this transaction was first used with the 3DS Requestor. Values accepted
01 = This transaction
02 = Less than 30 days
03 = 30-60 days
04 = More than 60 days
"ship_address_usage": "string", // Date when the shipping address used for this transaction was first used with the 3DS Requestor.
"txn_activity_day": "string", // Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous 24 hours.
"txn_activity_year": "string", // Number of transactions (successful and abandoned) for this cardholder account with the 3DS Requestor across all payment accounts in the previous year.
"provision_attempts_day":"string", //Number of Add Card attempts in the last 24 hours.
"nb_purchase_account": "string", // Number of purchases with this cardholder account during the previous six months
"suspicious_acc_activity": "string",
Indicates whether the 3DS Requestor has experienced suspicious activity (including previous fraud) on the cardholder account. Values accepted
01 = No suspicious activity has been observed
02 = Suspicious activity has been observed
"ship_name_indicator": "string", //Indicates if the Cardholder Name on the account is identical to the shipping Name used for this transaction.
"payment_acc_ind": "string`". //Indicates the length of time that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
"payment_acc_age": "string", // Date that the payment account was enrolled in the cardholder's account with the 3DS Requestor.
}