3D Secure Test Cards

Version 2.x

The following test cards can be used when testing the 3D Secure v2.x process. These cards will return an error when used with the DirectSend Pull/Push Transaction endpoints.

Expiry Date and Security Code Information

Expiry Date
- The expiry month is always 01.
- The expiry year is the current year plus 3 years. For example: In 2020, the Expiry Date value is 01/2023.
Security Code (CVV): any 3-digit code


Card Number	Network	Prompt	ECI	3D Secure Verification Status
4005519200000004	Visa	N	05	Successful Authentication
4485660000000007	Visa	N	07	Not Authenticated
4012000033330026	Visa	Y	? - Depends on the challenge completion	Challenge Required
4124930001898619	Visa			Error: Card Not Enrolled
5296345017707556	MasterCard	N	02	Y
5309572686772257	MasterCard	N	00	N
5306649221068087	MasterCard	Y	? - Depends on the challenge completion	? - Depends on the challenge completion
6011421812165456	Discover	N	05	Y
6011891662320957	Discover	N	07	N
6011195991991268	Discover	Y	? - Depends on the challenge completion	? - Depends on the challenge completion
340200784265287	AmEx	N	05	Y
371632530176123	AmEx	N	07	N
343043388426740	AmEx	Y	? - Depends on the challenge completion	? - Depends on the challenge completion

Version 1.0

The following test cards can be used when testing the 3D Secure process. These cards will return an error when used with the DirectSend Pull/Push Transaction endpoints.

Verify Enrollment and Verify Signature (/api/v1/transactions/pull/3D-Secure, /api/v1/transactions/pull/3D-Secure/verify)


Card Number	Brand	Expiry Month	Expiry Year	CVV	Address State	Address Line 1	Address Postal Code	Address Country	Address City	3D Secure Result	3D Secure Verification Status
4000008500910067	Visa	12	2027	990	ON	123 Front St	M5V3Y4	CAN	Toronto	Cardholder Not Enrolled	N/A
4000111111111115	Visa	12	2027	753	ON	123 Front St	M5V3Y4	CAN	Toronto	Not Authenticated	N/A
4242424242424242	Visa	12	2027	212	ON	123 Front St	M5V3Y4	CAN	Toronto	Challenge Required	Not Authentication
4111111111111111	Visa	12	2027	753	ON	123 Front St	M5V3Y4	CAN	Toronto	Card Holder Enrolled	Successful Authentication
4000008500910166	Visa	12	2027	999	ON	123 Front St	M5V3Y4	CAN	Toronto	Merchant not participating	N/A

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